Vol. IConsumer scam checkEst. 2026
Read suspicious money before it reads you
A second opinion
on suspicious money.
Paste a job offer, payment request, crypto pitch, or marketplace DM. We'll mark the red flags so you can decide whether to walk away — before you click, pay, or share personal info.
The promise
No passwords. No logins.
We never ask for bank logins, one-time codes, or account credentials. The form strips sensitive details before analysis.
No fund-recovery pitch.
If anyone — including us — promises to recover lost funds, that is a red flag itself. We point you to your bank and the FTC.
Plain-English red flags.
A short summary, the warning signs we found, safe verification steps, and the right place to report. Then you decide.
Method
Four
steps, no logins.
Sensitive details — emails, phones, account numbers, OTPs — are stripped from your message before we analyze it.
- 01
Paste the message.
Job offer, payment request, marketplace DM, crypto pitch — whatever asked for money or personal info.
- 02
See the red flags.
A risk score, a one-paragraph summary, and the specific warning signs we found.
- 03
Verify safely.
Step-by-step verification using official channels for the company, bank, or payment platform.
- 04
Report if needed.
Direct links to FTC, IC3, CFPB, and your bank or payment platform.
Index
Common patterns,
explained.
- 01Fake job offerRemote roles that ask you to buy equipment, deposit a check, or accept payment first.
- 02Crypto investment groupWhatsApp or Telegram traders showing returns. Withdrawals require new fees.
- 03Fake checkA check arrives, then the sender asks you to forward most of it before it clears.
- 04Marketplace buyerOverpayments, fake Zelle confirmations, and shipping-label tricks.
- 05Loan feePre-approval that demands an upfront fee in gift cards or wire.
- 06Recovery serviceSomeone offering to recover money you already lost. Almost always a second scam.
Editor's note
We don't recover funds. We don't sell your data.
We don't take a cut of anything. We mark the warning signs and point you to the right place to report.