About M0N3Y Scam Lab
Why we exist
People receive suspicious money-related messages every day — fake jobs, crypto pitches, marketplace overpayments, "free money" claims, loan offers that ask for an upfront fee, recovery services for funds someone has already lost. Most people don't have a neutral place to paste a message and ask, "is this safe?" before sending money or sharing personal information. M0N3Y Scam Lab is that place.
What we do
- Identify scam patterns and red flags in plain English.
- Recommend safe verification steps through official channels.
- Point people to the FTC, IC3, CFPB, and their bank or payment platform when appropriate.
- Publish human-reviewed guides on common scam types.
What we don't do
- We do not promise to recover funds. Anyone — including us — promising recovery is itself a red flag.
- We do not provide legal, financial, or law-enforcement advice.
- We do not name and shame specific individuals or companies as scammers.
- We do not store passwords, one-time codes, SSNs, full bank/card numbers, or private keys.
- We do not generate, rewrite, or improve scam, phishing, or fraud content under any circumstances.
Editorial standards
Every public guide shows an author, a review date, and the sources we drew from. We update guides when scam patterns change. AI assists with first drafts; humans review every published article and every piece of guidance we put behind a scam-type label.
Limitations of automated analysis
The scam checker uses a large language model to identify common patterns in messages. It can be wrong. It cannot verify any specific fact about a sender or company. Treat its output as a starting point for your own verification, not a verdict.
Contact
For corrections, takedown requests, deletion requests, or press, see the contact addresses on the privacy and terms pages.